Montoya, Francisco G. (author), Gómez, Julio (author), Cama, Alejandro (author), Zapata-Sierra, Antonio (author), Martínez, Felipe (author), De La Cruz, José Luis (author), and Manzano-Agugliaro, Francisco (author)
Format:
Journal article
Publication Date:
2013-11
Location:
Agricultural Communications Documentation Center, Funk Library, University of Illinois Box: 159 Document Number: D07694
10 pages., he impact of mobile money services in sub-Saharan Africa have been largely recognised. However, empirical studies are principally lacking on the factors influencing the decision to own a mobile phone (first hurdle), register with mobile money (second hurdle) and the intensity of use of mobile money services (third hurdle). This study examined the determinants of the mobile phone ownership, drivers of registration (participation) of mobile money services, and the intensity of use of mobile money services in rural Ghana by employing the triple hurdle approach. The first and second hurdle were analysed using the logit model while quasi-poisson regression was used to analyse the third hurdle. The analysis from the cross-sectional data showed that the decision to own a mobile phone was driven by household size, marital status, the farm size, access to electricity, income status and the type of occupation engaged, whereas the decision to register with mobile money was influenced by the age, educational status, marital status, household size, farm size and the type of occupation engaged in by the household head. The intensity of usage of mobile money services was influenced by the age of the household head, higher educational level, marital status of the household head, household and farm size as well as the distance of the household heads from the mobile money agent which directly influences the intensity of use of mobile money services by household heads. The study recommends that strategies that promote access to electricity and occupation in the formal sector or both farming and trading in the rural communities should be promoted. Furthermore, policy attention should focus on location, farmers and farm characteristics.
Rose, David C. (author), Sutherland, William J. (author), Parker, Caroline (author), Lobley, Matt (author), Winter, Michael (author), Morris, Carol (author), Twining, Susan (author), foulkes, Charles F. (author), Amano, Tatsuya (author), and Dicks, Lynn V. (author)
Format:
Journal article
Publication Date:
2016-11
Published:
United Kingdom
Location:
Agricultural Communications Documentation Center, Funk Library, University of Illinois Box: 159 Document Number: D07672
18 pages, Based on panel data from the Rural Fixed Point Survey of the Ministry of
Agriculture over the period 2004-2016 and supplementary survey data on information
and communications technology (ICT) applications in the countryside, this paper employs
the difference in differences (DID) method to analyze the effects of ICT applications on
rural households’ agricultural total factor productivity (TFP) with mobile phone signal,
internet and 3G mobile network connections as indicators, and decomposes and evaluates
the constituent factors. Our findings reveal a positive effect of ICTs on rural households’
TFP, which primarily stemmed from rising agricultural technical efficiency. However, ICTs
exerted no significant effect on agricultural technical progress during this paper’s data
period due to limited rural human capital. These findings are consistent with robustness test
results based on counterfactual and matching methods.